CARC Code

4

๐Ÿ”ด Hard Denial

The procedure code is inconsistent with the modifier used or a required modifier is missing.

25%

Recovery Rate

30-90 days

Avg. Resolution

Hard

Difficulty

Common

Frequency

Recommended Action

Verify coverage and appeal or bill patient as non-covered service

Step-by-Step Resolution

  1. 1

    Pull the patient's Summary of Benefits and verify the service is truly excluded

  2. 2

    Check if service requires a specific diagnosis code to be covered

  3. 3

    Review if the service is covered under a different procedure code

  4. 4

    If excluded, obtain patient signed ABN (Advance Beneficiary Notice) before billing patient

  5. 5

    If you believe coverage exists, file an appeal with clinical documentation within 30 days

  6. 6

    For recurring services, update the patient's treatment plan to avoid future non-covered claims

Common Remark Codes (RARC)

These RARC codes often appear alongside CARC 4 on remittance advice.

RARC N130ยทConsult plan benefit documents/guidelines for information about restrictions for this service

โ†’ Reference plan exclusion list in member handbook

RARC N1ยทAlert: Refer to provider manual for additional guidance

โ†’ Check payer portal for coverage policy updates

Payer-Specific Notes

How major payers handle CARC 4 in practice.

Delta Dental

Cosmetic procedures (whitening, veneers) are always excluded; verify with patient pre-treatment

MetLife Dental

Implants may be excluded on basic plans; verify missing tooth clause and waiting periods

Cigna Dental

Orthodontic coverage requires specific rider; confirm patient has ortho benefit

Common 835 Combinations

CARC 4 most often appears with these Group Code + RARC combinations on 835 remittances.

Look up any combination โ†’

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